Disability Insurance Articles

Returning To Work After A Disability Insurance Claim And What To Expect

2011-03-01

Negotiating the world of disability insurance claims and policies around returning to work can be daunting. You may remember the struggles you faced in obtaining disability insurance quotes when this issue first came up. To avoid feeling overwhelmed, it is important to know what paperwork to get from your doctor, how to deal with the initial challenges in getting back to work, and your disability rights.

You will receive a "Return to Work release" from your doctor. This form indicates your ability to work, work restrictions that could impact your job performance, and any treatments you are receiving that may affect your job. Make sure you have received thorough advice from your doctor about performing your job responsibilities. Under HIPAA, the employer is required to keep this information confidential. Under FMLA and ADA, the employer is also bound to adjust your position to fit your disability. If the employer refuses to adhere to the law, you have the right to file a grievance with the Equal Employment Opportunity Commission (EEOC). Make sure your paperwork is very clear and complete.

You will face challenges when you return to work. Some of which you may have anticipated, and some that will be a surprise to you. Before actually starting your first week, consider the physical issues that may arise when performing your job. Think about the changes in your daily routine and how you might get support from the people around you. Maybe there are others who have received disability insurance claims that you can talk to.

In addition to physical challenges, disabled employees often have a hard time adjusting to the emotional aspects of returning to work. You may even feel embarrassed about your new limitations. The first few weeks can be difficult, but try to remember this will get better over time. Remember, under the ADA law, you have protection from discrimination in the workplace. Do not let co-workers pressure you into discussing disability insurance quotes or anything else you are not ready to discuss.

Familiarize yourself with disability laws. The Health Information Portability and Accountability Act will give you the right to privacy pertaining to your medical condition. The Family Medical Leave act obligates companies with over 50 employees to grant you up to twelve weeks of unpaid leave for a 12-month calendar year. The Americans with Disabilities Act obligates protection of disabled persons and mandates employers to provide equal access to workplace amenities.

If you know what paperwork is expected, prepare for the challenges you will face, and know your disability rights, you can experience a smooth transition back to work. Overall, remember to be patient and take your time getting back into your work routine.